Welcome to YouHaveMoreThanYouThink.org. I am Shawanda Greene, personal finance enthusiast. Subscribe via RSS feed or e-mail to receive updates!

Menu Plan Monday ~ I’m Getting Fat Edition

by Shawanda Greene on March 7, 2010

In regards to sticking to the menu plan, last week was even worse than the previous one. I must shamefully admit I didn’t make a single meal. This week will be different.

Some people are yo-yo dieters. I’m a yo-yo exerciser / “change my dieter”. How I wish I was more consistent. From time to time I get lazy and neglect my appearance and health. But that phase will last just long enough for me to feel fat.

Lately, my pants have gotten almost unbearably tight. Unlike many people who see their weight creep up, I refuse to buy bigger clothes. I won’t make getting fat and unhealthy comfortable. Plus, I don’t wanna spend the money. (Surprise, surprise.)

I’ve set a goal to lose 15 pounds in 12 weeks. That’s 1.25 pounds per week, which will bring me to a weight of 135 pounds. Although no reasonable person would say that I’m fat (except for me), I think it’s easier to lose 15 pounds as opposed to 50. So, whenever I see my weight getting out of control, I get serious. Yes, I should be serious all the time, but I’m not. Let’s see if this time will be different.

Monday/Tuesday – Chicken Stew

Wednesday/Thursday – Blackened Crab Stuffed Salmon Fillets and Garlic Green Beans

Friday/Saturday – Beef Daube Provencal

Sunday – Cube Steak with Onion Mushroom Gravy and Mashed Potatoes

What are some of your favorite healthy, low calorie meals?

tp://www.recipezaar.com/Chicken-Stew-22127

{ 4 comments }

Why You Can’t Enjoy Your Money or Your Life

by Shawanda Greene on March 3, 2010

If it isn’t one thing, it’s another. Doesn’t that always seem to be the case? I’m not talking about mishaps, setbacks, trials, or tribulations. What I’m referring to is your inability to relax. Why can’t you just bask in your glory?

Even if your money isn’t right at this very instant, I’ll bet you’ve achieved several lofty non-financial related goals in your lifetime. I know I’m not the only one who struggles with Chronic Malcontentedness Syndrome. The instant I accomplish one goal that required a great deal of time and sacrifice, without pausing to take half a breath, I’m off to the next one.

I think it was around the time I entered middle school that I adopted my life’s theory of “if you’re not reaching for the stars, then life isn’t worth living.”

That’s crazy isn’t it? And here you thought sharks were the only ones who risked their lives by staying still.

When I was in grade school, I wanted to go to a middle school for the gifted and academically talented. I went.

When I was in middle school, I wanted to go to a college preparatory high school. I went.

When I was in high school, I wanted to attend a four-year university and have my tuition paid for because my mama didn’t save any money for me to go. I went to college and received a 100% scholarship for my tuition. (I had to foot the bill for room and board. Grrr.)

When I was in college, I wanted to graduate summa cum laude and work for a Big 4 accounting firm upon graduation. Okay, I fell a taste short of the summa cum laude accolades, but I did work for a Big 4 accounting firm upon graduation as well as during a couple winter internships.

When I went to work for PricewaterhouseCoopers I wanted to become a CPA, so I studied my fanny off and worked like heck while accomplishing that goal.

And on and on I went. On and on I go.

When is it okay to do nothing? To not strive for anything? To kick your crusty heels up, unbuckle your pants, and say to yourself, “I’ve done good by me?”

I don’t have an answer for you or myself for that matter. The post title may have been more appropriately framed, thru pouted lips, as “Why you can’t enjoy yo’ money or yo’ life, Willis?

Well, Willis….why can’t chu?

{ 24 comments }

Menu Plan Monday – Next Time I’ll Get KFC Edition

Post image for Menu Plan Monday – Next Time I’ll Get KFC Edition

by Shawanda Greene on February 28, 2010

I did not successfully adhere to my menu plan last week, but it wasn’t my fault.

The exact day is a little fuzzy, but I think it was Tuesday when the plan fell apart. It all began when I started starving. Too hungry to wait for a delicious, home cooked meal, I decided I’d drive to KFC for an order of fried hot wings and potato wedges.

Since you tend to get more bang for your buck at the supermarket, I had the brilliant idea to pick up some sort of frozen entrée from Harris Teeter instead. I wasn’t sure what I wanted, but I thought I’d figure it out once I had a chance to look around.

Well, I didn’t figure it out. I ended up buying a bunch of crap I didn’t need: beer battered fish sticks, ice cream, mozzarella cheese sticks, buffalo wings, and tater tots. I don’t know what came over me.

I exited Harris Teeter $33 poorer and covered in shame.

With all the convenience food safely tucked away in my freezer, I couldn’t resist not cooking. It was too easy.

Next time I’ll know better.

Monday/Tuesday – Slow Cooker Beef Stroganoff over Rice (modified to include garlic and beef bouillon cube)

Wednesday/Thursday – Baked Salmon & Broccoli

Friday/Saturday – Salisbury Steak and Green Beans

Sunday – Broiled Trout with Rosemary, Lemon, and Garlic and Mashed Potatoes

Find other menu plan options on Menu Plan Monday at I’m an Organizing Junkie.

We all have bad weeks. What events usually cause your menu plans to go awry?

Good Karma Schawarma

{ 8 comments }

What Effect Does the Government Have on Your Money?

by Shawanda Greene on February 25, 2010

Post image for What Effect Does the Government Have on Your Money?

As is often the case, a spark of inspiration ignited inside me when I heard something stupid. It’s no secret I’m socially liberal and fiscally conservative. There are times when the twain meet.

Tell a conservative these days you’re liberal, in any respect, and they immediately wax on about how Democrats are ruining this nation, President Obama is a socialist, and rising rich folks like myself are going to be taxed into obscurity40 years from now.

Surely we should be concerned about the decisions our elected representatives allegedly make on our behalf. But some people are just ridiculous.

Allow me to paraphrase a recent exchange I had with an individual who’s aware of my political leanings.

Me: I’m not ready to buy a house yet.

Crazy Person: I dunno. Obama just spends, spends, spends. If you voted Republican they’d cut taxes, and you’d be able to afford a house.

You see what I’m talking about?

Never mind that I’m not ready to buy a house because I despise debt, and I’m seriously pondering a 100% down plan for my first home. The possibility I’m not in a place personally to commit to such a permanent decision also deserves no further consideration. Apparently, the gov’ment has it grubby little legislative hands in every aspect of my life.

Let’s all aimlessly run in circles, screaming and flapping our arms in the air while randomly setting stuff on fire.  All hope is lost.

After writing all that, I’m beginning to realize perhaps my reaction is a bit exaggerated. But to suggest the actions of Republicans, Democrats, Tea Baggers, Libertarians, and the like, will somehow influence my decision to buy a home is absolutely absurd. Maybe the promises of our ever reliable leaders led many people to buy an asset as expensive, illiquid, and risky as a piece of real property, but dis chick ain’t one of ‘em.

Besides, tax cuts in the foreseeable future are extreeeeeeeemely unlikely. There are times in our personal lives where cutting spending isn’t enough to pay off debt. Sometimes you have to increase income. That’s the case for our nation as well. Taxes must be raised to pay off the national debt.

And even if by some miracle Republicans find a way to reduce tax rates, there wouldn’t be enough extra coins in my current paycheck to justify a decision to move from renter to owner. I’d be too afraid Democrats would regain control of the legislature and raise taxes again. I’m just kidding…sorta. :)

Don’t get me wrong. There are times when government regulations can directly impact our lives. They’ve directly impacted my life, but let’s not give them too much credit. We still exercise a great deal of control.

What do you think? What impact does the government have on your financial life?

Photo Credit: Gawnesco

{ 15 comments }

Menu Plan Monday ~ 93% Lean Ground Beef is Disgusting Edition

February 21, 2010

I was a mad woman last week – frying up bacon, cutting up ham, grinding up black pepper. Instead of making the taco salad from the previous Menu Plan Monday, I kept making house salads. They were so good, I couldn’t stop myself.
After the Taco Pasta Toss flopped, I wanted something quick, easy, and delicious. [...]

11 comments Read the full article →

A Random Weekly Roundup

February 20, 2010

This week, The Daily Show with Jon Stewart was on hiatus, so I’ve been desperate for some comic relief. Stephen Colbert filled the gap for a little while, but I really needed something else.
Today, for a brief moment, I found a laugh in A Comic That Got it Right by Jesse Michelsen at Personal Finance [...]

2 comments Read the full article →

Guest Post at My Next Buck!

February 19, 2010

I’ve never done anything that would constitute as financially devastating, but occasionally, even I screw up. This week, one of my not so perfect money decisions is featured over at My Next Buck – Friday Financial Foul Ups: How Financial Knowledge Can Hurt.
I always appreciate the love I get right here on my blog, but [...]

1 comment Read the full article →

12 Personal Finance Bloggers Answer – New or Used Car?

February 17, 2010
Thumbnail image for 12 Personal Finance Bloggers Answer – New or Used Car?

When it comes to saving money, big or small, I sweat it all. But today, I’d like to pay my respect to one of the largest and most cumbersome expenses in many U.S. households: cars.
We love ‘em here, don’t we?
I certainly have some pretty strong opinions about whether it makes more financial sense to buy [...]

27 comments Read the full article →

Menu Plan Monday ~ Feb 15, 2010

February 14, 2010
Thumbnail image for Menu Plan Monday ~ Feb 15, 2010

After two weekends of being stuck in the house, I’m finally free. Because of all the snow we’ve gotten, I hadn’t been able to grocery shop like I want. On Friday, I decided to head over to Harris Teeter for a few items before driving the car back to my office parking garage and taking [...]

10 comments Read the full article →

The Weekly Roundup: Last Week’s Edition

February 14, 2010

Yesterday, I couldn’t do it. I could not write an article about all the great things I read during the week. My mind wasn’t right. Today is a brighter day. I even opened my blinds to invite more light into my apartment.
Now is the time most people completely give up on their New Year’s resolutions. [...]

5 comments Read the full article →