Try to forgive yourself for squandering a few bucks here and there. Stop reliving the time you forgot that coupon for a free sausage biscuit on your dining room table.
You’re not the first person to pay full price for a jar of salsa con queso because you misread the sales label. And no one blames you for allowing a $2 Ikea wine glass to slip from your hand after you had a few.
Forget about that stuff, man. You’re imperfect.
But some of the ways you handle money are catastrophic for your financial well-being.
If you insist on living a life of fiscal destitution, here are ten remarkably effective tricks to help you realize that dream.
- Buy a ton of junk you won’t use, and put it in a storage unit you’ll pay for until the end of days.
- Treat tax filing and payment deadlines as if they’re set by any ol’ powerless, unsecured creditor.
- When your business is thriving or you’re raking in lots of cash from your day job, spend like the good times will last forever.
- Half ass attempts to pay off debt, negotiate pay raises, or achieve any other objective that makes you uncomfortable but would increase your cash flow.
- Without performing the most basic of research, go to college, and pretend a degree will magically result in a fulfilling and financially lucrative career.
- Keep your financial affairs in such a disorderly mess you forget credit card due dates, overdraw your bank account, and go over your credit limit.
- Forego health insurance because you’re young, strong, and medical related emergencies don’t happen to you.
- Act as a cosigner on loans you can’t afford to repay.
- Wait for someone else to take responsibility for your financial matters.
- Spare no expense for your children even if a 100% increase in price only results in a 1% increase in benefit derived from the item in question.
Can you think of any other amazingly dumb ways to handle money?