The Case for Frugality

I’ve been told by a few people to stop being cheap. It’s interesting that every person who has told me that has a lower net worth than me. They don’t seem to understand the purpose of being frugal. I think they believe I enjoy self deprivation and sacrifice. There are probably a few of you [...]

6 Simple Ways to Outsmart the Credit Card Companies

During my never ending quest for knowledge, I stumbled upon an audio book at my local library by Kevin Trudeau titled Debt Cures “They” Don’t Want You to Know About. The “they” Mr. Trudeau refers to is the consumer lending industry. I’m all for Americans gaining their financial independence and getting out of all kinds [...]

4 Ways to Save Money

There seem to be an infinite number of frugal living tricks to save money, but I want to share some basic principles I adopted to pay off $25,000 of debt and save up a 3 month emergency fund in 13 months. The best way to save money is to not spend it.

Special Post: No One Cares About Your Problems

This morning I cried. I cried because I was given the bad news that my precious corduroy jacket could not be found at the establishment I visited last night. Guilt overwhelmed me when I realized I should’ve just paid the $10 to reenter the parking garage so that I could retrieve my jacket before somebody [...]

How to Cut Cable Costs (Part 2)

My 27 inch tube television isn’t beckoning me to install cable. I only use it to watch DVDs. If I had a mega TV then maybe I’d get the urge to subscribe to cable so that I could enjoy all of its awesome high definition qualities. Since I’m saving up for a down payment on [...]

How to Cut Cable Costs (Part 1)

At the beginning of my career, I made a pact with myself that after two raises as a full-time, professional, I’d splurge on basic cable. I made the plunge a couple years into my professional career and signed up for a cable subscription. A year hadn’t passed before the relationship cable and I shared ended [...]

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