To reach financial freedom, don’t pussyfoot around your money problems. Tackle them like a boss.
Complete online surveys.
Shop at the dollar store.
Reuse disposable freezer bags.
But realize, when you’re smothered by a sea of debt and worried about which bills to pay each month, you need to free up more than a few bucks here and there.
Stop Buying Shit
Don’t waste time on soft-core frugal habits.
You don’t need to know which day your local grocer marks down dented canned goods.
Or how to find discount movie tickets on Twitter.
Or when your favorite clothing store holds its next Super Supreme, Never Before Seen, Blowout Sale.
You got a freezer packed with food, a library stuffed with DVDs, a closet jammed with clothes.
If an unexpected expense pops up, before you crack open your wallet, ask yourself, “How do I solve my problem without buying shit?”
Be Your Own Anything
To save serious dough on everyday services, perform various tasks yourself instead of outsourcing them to expensive professionals.
As mentioned in a previous blog post, I have the nappiest hair this side of the Atlantic Ocean. You think your hair is hard to manage? Please. Barbed wire ain’t got nothin’ on me.
Without the Internet, I would’ve never been able to rock my natural tresses as fabulously as I do now.
YouTube and Pinterest are crawling with easy-to-follow tutorials on everything from curling your hair with a paper bag to repairing a hole in drywall.
Rework Your Budget
List your monthly expenses in order of most important (food, water, life saving medication) to most frivolous (wine club membership, singing lessons for tone-deaf daughter).
Then, lop off luxuries at the bottom of the list until your cash inflows exceed your outflows.
After you finish this exercise, it’s time to take a chainsaw to your “necessities.”
Live By the Step-Down Principle
Use the step-down principle to reduce the amount allocated to each spending category.
For instance, you need to eat food. But many options exist between sardines and certified, organic, grass fed, free-range beef prepared by the hands of a Top Chef finalist.
What I’m suggesting may cause extreme discomfort for entitled sissies. But true debt assassins and ninja savers welcome the opportunity to transform their sacrifice into a financial fortune.