Comments on: 5 Tips to Stay Motivated and Get Out of Debt http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/ Save more. Earn more. Have more. Tue, 07 Feb 2012 19:54:05 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: 5 tips to Keep You Motivated and Out of Debt — SistersSpace http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-4699 5 tips to Keep You Motivated and Out of Debt — SistersSpace Mon, 09 Jan 2012 14:23:07 +0000 http://youhavemorethanyouthink.org/?p=171#comment-4699 [...] Originally Posted Here: http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/ [...] [...] Originally Posted Here: http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/ [...]

]]> By: A Letter to My 18-Year Old Self | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-3118 A Letter to My 18-Year Old Self | You Have More Than You Think Mon, 15 Aug 2011 12:18:36 +0000 http://youhavemorethanyouthink.org/?p=171#comment-3118 [...] Prepare a budget for goodness’ sake! It’s easy. Write down how much money you have coming in, and subtract how much money you have going out. Refusing to write down your monthly cash inflows and outflows allow you to live in a dream world where you dine out frequently and wear clothes you can’t afford.  Maybe you want to ignore the reality that you earn very little money, but denial doesn’t prevent you from racking of thousands of dollars in credit card debt. And you will. [...] [...] Prepare a budget for goodness’ sake! It’s easy. Write down how much money you have coming in, and subtract how much money you have going out. Refusing to write down your monthly cash inflows and outflows allow you to live in a dream world where you dine out frequently and wear clothes you can’t afford.  Maybe you want to ignore the reality that you earn very little money, but denial doesn’t prevent you from racking of thousands of dollars in credit card debt. And you will. [...]

]]> By: 20 Foolproof Ways to Finish Poor (Part 2) | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-2206 20 Foolproof Ways to Finish Poor (Part 2) | You Have More Than You Think Thu, 24 Mar 2011 03:14:50 +0000 http://youhavemorethanyouthink.org/?p=171#comment-2206 [...] Quit when you make a mistake. Deprive yourself of everything that brings you pleasure, regardless of how little it costs. You’ll most certainly fail. Now, give up and complain that it’s impossible to get out of debt, save money, or invest. If you can’t do it to perfection, then don’t do it at all. [...] [...] Quit when you make a mistake. Deprive yourself of everything that brings you pleasure, regardless of how little it costs. You’ll most certainly fail. Now, give up and complain that it’s impossible to get out of debt, save money, or invest. If you can’t do it to perfection, then don’t do it at all. [...]

]]> By: How to Get Promoted During a Recession | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-2096 How to Get Promoted During a Recession | You Have More Than You Think Tue, 08 Mar 2011 00:59:18 +0000 http://youhavemorethanyouthink.org/?p=171#comment-2096 [...] Stay positive. The industry I worked in was timultuous. My new company was involved in a merger. In fact, they were laying people off.  It was more important than ever to express my eagerness to adapt and my excitement about the changes. [...] [...] Stay positive. The industry I worked in was timultuous. My new company was involved in a merger. In fact, they were laying people off.  It was more important than ever to express my eagerness to adapt and my excitement about the changes. [...]

]]> By: How to Create a Digital Vision Board — SistersSpace http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-2034 How to Create a Digital Vision Board — SistersSpace Tue, 01 Mar 2011 08:40:24 +0000 http://youhavemorethanyouthink.org/?p=171#comment-2034 [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...] [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...]

]]> By: The #1 Goal Setting Tool for Achieving Your Financial Dreams | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-1961 The #1 Goal Setting Tool for Achieving Your Financial Dreams | You Have More Than You Think Tue, 15 Feb 2011 18:04:10 +0000 http://youhavemorethanyouthink.org/?p=171#comment-1961 [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...] [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...]

]]> By: 85% Savings on a Name Brand Product Purchase?! I’ve Outdone Myself. http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-730 85% Savings on a Name Brand Product Purchase?! I’ve Outdone Myself. Wed, 23 Dec 2009 05:36:19 +0000 http://youhavemorethanyouthink.org/?p=171#comment-730 [...] I haven’t tweaked this New Year’s resolution into a SMART goal yet, but I want to look prettier next year. Which means I’ll be wearing contacts more [...] [...] I haven’t tweaked this New Year’s resolution into a SMART goal yet, but I want to look prettier next year. Which means I’ll be wearing contacts more [...]

]]> By: SPENDonLIFE http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-233 SPENDonLIFE Fri, 04 Sep 2009 18:00:42 +0000 http://youhavemorethanyouthink.org/?p=171#comment-233 <strong>Friday Grab Bag - 9/4/2009...</strong> It's Friday again, and that means it's time for the weekly SpendOnLife grab bag! Here we share some of the week's more interesting tidbits from the world of credit and personal finance. Enjoy!... Friday Grab Bag – 9/4/2009…

It’s Friday again, and that means it’s time for the weekly SpendOnLife grab bag! Here we share some of the week’s more interesting tidbits from the world of credit and personal finance. Enjoy!…

]]> By: Moneymonk http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-15 Moneymonk Thu, 18 Jun 2009 20:28:35 +0000 http://youhavemorethanyouthink.org/?p=171#comment-15 Good analogy! Good analogy!

]]> By: Shawanda Greene http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-13 Shawanda Greene Thu, 18 Jun 2009 01:51:30 +0000 http://youhavemorethanyouthink.org/?p=171#comment-13 Hustler, Thanks for posting a comment. I still have money direct deposited into my savings account. It's the most effective way to save money. Paying off debt is essentially the same as saving money. I used to mail a big check to my car lender when I got paid. You can't change your mind once the check is on its way. I was obsessed with pinching every penny. I even found $37 through an unclaimed property website and applied that towards my debt. It seemed every month the payment got bigger and bigger. Hustler,

Thanks for posting a comment.

I still have money direct deposited into my savings account. It’s the most effective way to save money.

Paying off debt is essentially the same as saving money. I used to mail a big check to my car lender when I got paid. You can’t change your mind once the check is on its way. I was obsessed with pinching every penny. I even found $37 through an unclaimed property website and applied that towards my debt. It seemed every month the payment got bigger and bigger.

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