Comments on: 5 Tips to Stay Motivated and Get Out of Debt http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/ Save more. Earn more. Have more. Thu, 17 May 2012 13:47:11 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Shawanda http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-5333 Shawanda Sun, 18 Mar 2012 22:21:20 +0000 http://youhavemorethanyouthink.org/?p=171#comment-5333 I got tired of wasting my money on stuff people didn't use or appreciate. Here's an extreme tactic I use for gift giving when it comes to birthdays and holidays: I rarely buy gifts. If I'm feeling particularly generous, I'll splurge on something the gift recipient will really enjoy. But they shouldn't expect anything from me every year. I will buy gifts for friends' weddings and new babies, but they know I'm not the one to give a gift every year. It's just not going to happen. This attitude hasn't harmed my relationships at all. You're not going to get out of debt your entire life, so it's okay to not buy gifts every year. One of my friends is getting married. She knows how I am about spending a whole bunch of money on wedding related expenses. So, if she really wants me to participate in her wedding or attend it, she has to consider that. We're good friends, so she has. With that said, I saw a blog post a little while ago that had amazing gift ideas if you're on a budget. You should check it out: <a href="http://www.the36thavenue.com/2011/11/25-handmade-gifts-under-5.html" rel="nofollow">http://www.the36thavenue.com/2011/11/25-handmade-...</a> I got tired of wasting my money on stuff people didn't use or appreciate. Here's an extreme tactic I use for gift giving when it comes to birthdays and holidays: I rarely buy gifts. If I'm feeling particularly generous, I'll splurge on something the gift recipient will really enjoy. But they shouldn't expect anything from me every year. I will buy gifts for friends' weddings and new babies, but they know I'm not the one to give a gift every year. It's just not going to happen. This attitude hasn't harmed my relationships at all.

You're not going to get out of debt your entire life, so it's okay to not buy gifts every year.

One of my friends is getting married. She knows how I am about spending a whole bunch of money on wedding related expenses. So, if she really wants me to participate in her wedding or attend it, she has to consider that. We're good friends, so she has.

With that said, I saw a blog post a little while ago that had amazing gift ideas if you're on a budget. You should check it out: http://www.the36thavenue.com/2011/11/25-handmade-…

]]> By: Shiquita http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-5316 Shiquita Sat, 17 Mar 2012 15:33:04 +0000 http://youhavemorethanyouthink.org/?p=171#comment-5316 Well what about when things come up like birthdays and other events throughout the year that distract you from staying on track, especially when you're trying to throw every extra penny towards the debt at hand? Do you stay on course and then take care of the event at hand and then jump back on course? What do u think? Well what about when things come up like birthdays and other events throughout the year that distract you from staying on track, especially when you're trying to throw every extra penny towards the debt at hand? Do you stay on course and then take care of the event at hand and then jump back on course? What do u think?

]]> By: 5 tips to Keep You Motivated and Out of Debt — SistersSpace http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-4699 5 tips to Keep You Motivated and Out of Debt — SistersSpace Mon, 09 Jan 2012 14:23:07 +0000 http://youhavemorethanyouthink.org/?p=171#comment-4699 [...] Originally Posted Here: http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/ [...] [...] Originally Posted Here: http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/ [...]

]]> By: A Letter to My 18-Year Old Self | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-3118 A Letter to My 18-Year Old Self | You Have More Than You Think Mon, 15 Aug 2011 12:18:36 +0000 http://youhavemorethanyouthink.org/?p=171#comment-3118 [...] Prepare a budget for goodness’ sake! It’s easy. Write down how much money you have coming in, and subtract how much money you have going out. Refusing to write down your monthly cash inflows and outflows allow you to live in a dream world where you dine out frequently and wear clothes you can’t afford.  Maybe you want to ignore the reality that you earn very little money, but denial doesn’t prevent you from racking of thousands of dollars in credit card debt. And you will. [...] [...] Prepare a budget for goodness’ sake! It’s easy. Write down how much money you have coming in, and subtract how much money you have going out. Refusing to write down your monthly cash inflows and outflows allow you to live in a dream world where you dine out frequently and wear clothes you can’t afford.  Maybe you want to ignore the reality that you earn very little money, but denial doesn’t prevent you from racking of thousands of dollars in credit card debt. And you will. [...]

]]> By: 20 Foolproof Ways to Finish Poor (Part 2) | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-2206 20 Foolproof Ways to Finish Poor (Part 2) | You Have More Than You Think Thu, 24 Mar 2011 03:14:50 +0000 http://youhavemorethanyouthink.org/?p=171#comment-2206 [...] Quit when you make a mistake. Deprive yourself of everything that brings you pleasure, regardless of how little it costs. You’ll most certainly fail. Now, give up and complain that it’s impossible to get out of debt, save money, or invest. If you can’t do it to perfection, then don’t do it at all. [...] [...] Quit when you make a mistake. Deprive yourself of everything that brings you pleasure, regardless of how little it costs. You’ll most certainly fail. Now, give up and complain that it’s impossible to get out of debt, save money, or invest. If you can’t do it to perfection, then don’t do it at all. [...]

]]> By: How to Get Promoted During a Recession | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-2096 How to Get Promoted During a Recession | You Have More Than You Think Tue, 08 Mar 2011 00:59:18 +0000 http://youhavemorethanyouthink.org/?p=171#comment-2096 [...] Stay positive. The industry I worked in was timultuous. My new company was involved in a merger. In fact, they were laying people off.  It was more important than ever to express my eagerness to adapt and my excitement about the changes. [...] [...] Stay positive. The industry I worked in was timultuous. My new company was involved in a merger. In fact, they were laying people off.  It was more important than ever to express my eagerness to adapt and my excitement about the changes. [...]

]]> By: How to Create a Digital Vision Board — SistersSpace http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-2034 How to Create a Digital Vision Board — SistersSpace Tue, 01 Mar 2011 08:40:24 +0000 http://youhavemorethanyouthink.org/?p=171#comment-2034 [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...] [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...]

]]> By: The #1 Goal Setting Tool for Achieving Your Financial Dreams | You Have More Than You Think http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-1961 The #1 Goal Setting Tool for Achieving Your Financial Dreams | You Have More Than You Think Tue, 15 Feb 2011 18:04:10 +0000 http://youhavemorethanyouthink.org/?p=171#comment-1961 [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...] [...] monstrosity on your vision board. You can and should update it as you achieve your goals. But, like goals, your vision board must reflect the attainable. Otherwise, you’ll feel overwhelmed and [...]

]]> By: 85% Savings on a Name Brand Product Purchase?! I’ve Outdone Myself. http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-730 85% Savings on a Name Brand Product Purchase?! I’ve Outdone Myself. Wed, 23 Dec 2009 05:36:19 +0000 http://youhavemorethanyouthink.org/?p=171#comment-730 [...] I haven’t tweaked this New Year’s resolution into a SMART goal yet, but I want to look prettier next year. Which means I’ll be wearing contacts more [...] [...] I haven’t tweaked this New Year’s resolution into a SMART goal yet, but I want to look prettier next year. Which means I’ll be wearing contacts more [...]

]]> By: SPENDonLIFE http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-233 SPENDonLIFE Fri, 04 Sep 2009 18:00:42 +0000 http://youhavemorethanyouthink.org/?p=171#comment-233 <strong>Friday Grab Bag - 9/4/2009...</strong> It's Friday again, and that means it's time for the weekly SpendOnLife grab bag! Here we share some of the week's more interesting tidbits from the world of credit and personal finance. Enjoy!... Friday Grab Bag – 9/4/2009…

It’s Friday again, and that means it’s time for the weekly SpendOnLife grab bag! Here we share some of the week’s more interesting tidbits from the world of credit and personal finance. Enjoy!…

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