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	<title>Comments on: 5 Tips to Stay Motivated and Get Out of Debt</title>
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	<link>http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/</link>
	<description>A productivity focused guide to maximizing the money you have to obtain more of what you want.</description>
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		<title>By: 85% Savings on a Name Brand Product Purchase?! I&#8217;ve Outdone Myself.</title>
		<link>http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-730</link>
		<dc:creator>85% Savings on a Name Brand Product Purchase?! I&#8217;ve Outdone Myself.</dc:creator>
		<pubDate>Wed, 23 Dec 2009 05:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://youhavemorethanyouthink.org/?p=171#comment-730</guid>
		<description>[...] I haven&#8217;t tweaked this New Year&#8217;s resolution into a SMART goal yet, but I want to look prettier next year. Which means I&#8217;ll be wearing contacts more [...]</description>
		<content:encoded><![CDATA[<p>[...] I haven&#8217;t tweaked this New Year&#8217;s resolution into a SMART goal yet, but I want to look prettier next year. Which means I&#8217;ll be wearing contacts more [...]</p>
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		<title>By: SPENDonLIFE</title>
		<link>http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-233</link>
		<dc:creator>SPENDonLIFE</dc:creator>
		<pubDate>Fri, 04 Sep 2009 18:00:42 +0000</pubDate>
		<guid isPermaLink="false">http://youhavemorethanyouthink.org/?p=171#comment-233</guid>
		<description>&lt;strong&gt;Friday Grab Bag - 9/4/2009...&lt;/strong&gt;

It&#039;s Friday again, and that means it&#039;s time for the weekly SpendOnLife grab bag! Here we share some of the week&#039;s more interesting tidbits from the world of credit and personal finance. Enjoy!...</description>
		<content:encoded><![CDATA[<p><strong>Friday Grab Bag &#8211; 9/4/2009&#8230;</strong></p>
<p>It&#8217;s Friday again, and that means it&#8217;s time for the weekly SpendOnLife grab bag! Here we share some of the week&#8217;s more interesting tidbits from the world of credit and personal finance. Enjoy!&#8230;</p>
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		<title>By: Moneymonk</title>
		<link>http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-15</link>
		<dc:creator>Moneymonk</dc:creator>
		<pubDate>Thu, 18 Jun 2009 20:28:35 +0000</pubDate>
		<guid isPermaLink="false">http://youhavemorethanyouthink.org/?p=171#comment-15</guid>
		<description>Good analogy!</description>
		<content:encoded><![CDATA[<p>Good analogy!</p>
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		<title>By: Shawanda Greene</title>
		<link>http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-13</link>
		<dc:creator>Shawanda Greene</dc:creator>
		<pubDate>Thu, 18 Jun 2009 01:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://youhavemorethanyouthink.org/?p=171#comment-13</guid>
		<description>Hustler,

Thanks for posting a comment. 

I still have money direct deposited into my savings account. It&#039;s the most effective way to save money. 

Paying off debt is essentially the same as saving money. I used to mail a big check to my car lender when I got paid. You can&#039;t change your mind once the check is on its way. I was obsessed with pinching every penny. I even found $37 through an unclaimed property website and applied that towards my debt. It seemed every month the payment got bigger and bigger.</description>
		<content:encoded><![CDATA[<p>Hustler,</p>
<p>Thanks for posting a comment. </p>
<p>I still have money direct deposited into my savings account. It&#8217;s the most effective way to save money. </p>
<p>Paying off debt is essentially the same as saving money. I used to mail a big check to my car lender when I got paid. You can&#8217;t change your mind once the check is on its way. I was obsessed with pinching every penny. I even found $37 through an unclaimed property website and applied that towards my debt. It seemed every month the payment got bigger and bigger.</p>
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		<title>By: hustler</title>
		<link>http://youhavemorethanyouthink.org/5-tips-to-stay-motivated-and-get-out-of-debt/comment-page-1/#comment-12</link>
		<dc:creator>hustler</dc:creator>
		<pubDate>Wed, 17 Jun 2009 05:34:41 +0000</pubDate>
		<guid isPermaLink="false">http://youhavemorethanyouthink.org/?p=171#comment-12</guid>
		<description>I need to be better at setting goals like this.  I usually say things like I want to do this or that, but hardly ever go through with them.  This will be a good system for me to use as it sets a deadline (which as a procrastinator, I need) and states a specific goal.  Thanks!  
I haven&#039;t paid off a huge amount of debt, but I have saved a large amount in savings.  I did it by putting all my money in savings first (through direct deposit) and then taking out what I need for bills.  I&#039;m less likely to take out money once it&#039;s already in savings so I don&#039;t go through a lot of &quot;spending&quot; money.  Once the amount starts to add up, it&#039;s fun to watch it grow more and more each payday.</description>
		<content:encoded><![CDATA[<p>I need to be better at setting goals like this.  I usually say things like I want to do this or that, but hardly ever go through with them.  This will be a good system for me to use as it sets a deadline (which as a procrastinator, I need) and states a specific goal.  Thanks!<br />
I haven&#8217;t paid off a huge amount of debt, but I have saved a large amount in savings.  I did it by putting all my money in savings first (through direct deposit) and then taking out what I need for bills.  I&#8217;m less likely to take out money once it&#8217;s already in savings so I don&#8217;t go through a lot of &#8220;spending&#8221; money.  Once the amount starts to add up, it&#8217;s fun to watch it grow more and more each payday.</p>
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