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	<title>Comments on: 6 Simple Ways to Outsmart the Credit Card Companies</title>
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	<link>http://youhavemorethanyouthink.org/6-simple-ways-to-outsmart-the-credit-card-companies/</link>
	<description>Save more. Earn more. Have more.</description>
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		<title>By: @JoeTaxpayerBlog</title>
		<link>http://youhavemorethanyouthink.org/6-simple-ways-to-outsmart-the-credit-card-companies/comment-page-1/#comment-4847</link>
		<dc:creator>@JoeTaxpayerBlog</dc:creator>
		<pubDate>Sat, 21 Jan 2012 14:20:51 +0000</pubDate>
		<guid isPermaLink="false">http://theycallmecheap.powweb.com/?p=22#comment-4847</guid>
		<description>&quot;Like an idiot&quot;? Ha! I know it&#039;s not a contest, but you want idiot? I took $15000 from a zero interest deal, and sent to my 5% mortgage.  
Three months in, a statement came, tucked tightly into Elle magazine (A thick issue). The kid brings it to me the day after it&#039;s due.  
I was lucky. The card charged me $25, but I kept the 0%. Normally, I&#039;d expect to lose the deal entirely, and have interest due the moment the payment was missed.  
I set the remaining payment up in advance, with final payment as well, and calendar notice to make sure it&#039;s funded. We close on a 3.5% refi this week, but that $15K saved nearly $700 in interest.  </description>
		<content:encoded><![CDATA[<p>&quot;Like an idiot&quot;? Ha! I know it&#039;s not a contest, but you want idiot? I took $15000 from a zero interest deal, and sent to my 5% mortgage.<br />
Three months in, a statement came, tucked tightly into Elle magazine (A thick issue). The kid brings it to me the day after it&#039;s due.<br />
I was lucky. The card charged me $25, but I kept the 0%. Normally, I&#039;d expect to lose the deal entirely, and have interest due the moment the payment was missed.<br />
I set the remaining payment up in advance, with final payment as well, and calendar notice to make sure it&#039;s funded. We close on a 3.5% refi this week, but that $15K saved nearly $700 in interest.  </p>
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		<title>By: los angeles bankruptcy atty</title>
		<link>http://youhavemorethanyouthink.org/6-simple-ways-to-outsmart-the-credit-card-companies/comment-page-1/#comment-2917</link>
		<dc:creator>los angeles bankruptcy atty</dc:creator>
		<pubDate>Sat, 16 Jul 2011 15:26:35 +0000</pubDate>
		<guid isPermaLink="false">http://theycallmecheap.powweb.com/?p=22#comment-2917</guid>
		<description>With the new cc legislation, they must now apply extra payments to the debt w the highest interest.</description>
		<content:encoded><![CDATA[<p>With the new cc legislation, they must now apply extra payments to the debt w the highest interest.</p>
]]></content:encoded>
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		<title>By: Fast Approval Credit Card</title>
		<link>http://youhavemorethanyouthink.org/6-simple-ways-to-outsmart-the-credit-card-companies/comment-page-1/#comment-1747</link>
		<dc:creator>Fast Approval Credit Card</dc:creator>
		<pubDate>Tue, 13 Jul 2010 17:15:28 +0000</pubDate>
		<guid isPermaLink="false">http://theycallmecheap.powweb.com/?p=22#comment-1747</guid>
		<description>Thanks for your post.  I really enjoyed it, very informative</description>
		<content:encoded><![CDATA[<p>Thanks for your post.  I really enjoyed it, very informative</p>
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