February 2012 Budget – Big Birthdays, Conferences, Comcast Can Go to Hell

Pen and paper budget

Unless I find a way to drastically increase my income between now and the end of March. It looks like my hopes for a week long vacation in Barbados have been dashed. I’m disappointed, but if Winter 2012 continues as it has, missing the Caribbean this year might not be the worst thing to happen [...]

How to Find Extra Money in Your Budget Without Giving Up a Thing

Young black woman holding piggy bank

Whether you’re planning for your first child, trying to determine if you can afford a new car payment or just trying to cut back in order to save more for the future, there are always ways to find extra money in your budget. Even if you don’t want to give up anything, small tweaks and [...]

A Simple September Goal

Freezer full of food

I only have one goal this month – to eat the food in my refrigerator. Things are getting out of control. I’m to the point that I’m scared to open the fridge. You know how it is. You open your freezer door, and brace yourself for the avalanche of food to come rolling out. This [...]

How Much Does Comfort Really Cost?

Uncomfortable Seat on the Bus

Last weekend, I attended a taping of The Truth About Money with Ric Edelman here in Washington, D.C. The show consists mainly of audience members asking Ric Edelman questions about their personal finances. As expected, I learned a ton of information about money – stuff I’d never even thought of. It was all so fascinating. However, [...]

Create a Budget for the Life You Want

Is lack of money preventing you from realizing your dreams? A close look at your budget may reveal that money isn’t your problem. Instead of creating a spending plan for your life as it already is, devise a budget for what you want your life to be. The idea of the target monthly income was [...]

Budgets Aren’t Suppose to Work. You Are.

Ramit Sethi, a personal finance blogger I greatly admire and respect, recently bashed budgets again in a post entitled 7 Lies We Tell Ourselves About Money. In lie number 3, “I’m going to start keeping a budget,” Ramit correctly identifies why people don’t track their spending: It’s hard, It makes you uncomfortable, and It’s easier to [...]

A Pain in My Budget: December 2009

Preparing December’s budget hurt a little bit. But not for reasons that pain most people this time of year. I only exceeded my Black Friday/Cyber Monday budget by about $10. From my findings, it should be pretty clear I made no arrangements to holiday shop for anyone other than Shawanda Greene (that’s me). Every year [...]

Back to the Basics of Budgeting: November 2009

November 2009

Unlike a distant retirement, world travel is actually something to get excited about. If I want to begin the realization of this dream in the near future, I’d better get a bit more serious. Lately, I’ve viewed my budget more as a way to track past expenses than as a tool to plan future spending. [...]

Eats for the Week: 11/1/2009

For a while, I thought menu planning was something only women with children did. Why would a young, sexy, and single urbanite like myself even consider such a thing? (I’m joking; twenty-eight isn’t that young.) As it turns out, menu planning is a great way to save money. The weight loss that usually results is [...]

Go Big and Go Broke

Weights

There’s nothing wrong with investing in yourself. Actually, I’m a huge proponent of continual self improvement. I’m not averse to spending money to ultimately make money, and I have a sneaking suspicion you aren’t either. Three sentences in and you should already know we’re going to take this discussion in a different direction. I’m not a [...]

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