Save more. Earn more. Have more.
It’s not often we talk about credit on You Have More Than You Think. But recently, I had a conversation with a friend that reminded me how important it is to have stellar credit. I’ve been nagging her about refinancing the mortgages on some real estate she owns. Unfortunately, my friend’s credit isn’t great. Which [...]
It’s possible you’ve noticed, but in case you haven’t, let me just say, I really love talking about personal finance. So much so that I volunteer for two organizations as a financial education counselor. This past Saturday, I taught a two-hour course titled Know Your Credit Report. It’s one class in a 5-part series on [...]
Picture it. On a blistering cold evening in the winter of 2005, I received a frantic phone call from a family member whose loan application had just been denied. To protect the indigent, let’s refer to this family member as Larissa. Unable to obtain law school financing [...]
Request a free copy of your credit report at AnnualCreditReport.com. Under the Fair Credit Reporting Act (FCRA), you have a right to receive a free copy of your credit report once a year from each of the three major credit reporting bureaus: Equifax, Experian, and TransUnion. AnnualCreditReport.com doesn’t provide a FICO score with your [...]
