The week started off terribly for me, and I’m still not feeling very well. However, I heard something yesterday that disgusted me so much, I have to release it in the form of a substandard blog post before it kills me. This’ll be quick. I gotta get back to feeling sorry for myself. So, I’m [...]
$36,000 a Year for Private School and Other Reasonable, Ridiculous Ways to Spend
October 27, 2011 By 5 Comments
Should You Leave an Inheritance for Your Children?
October 11, 2011 By 7 Comments
Proverbs 13:22 says, “A good man leaves an inheritance to his children’s children.” Luckily for me, I’m not a man. Yeeehaw! *duck walk* My descendants can thank the sexist Bible for assuming us chicks would never have the wherewithal to obtain wealth. But seriously, the decision to gift a sizable estate gathered through blood, sweat, and years [...]
How to Identify A Money Leech
July 8, 2011 By 13 Comments
A few nights ago, I received a late phone call from a really close friend, Larissa. She wanted to borrow $1,000 to pay her rent. Yes. Bonds and other debt instruments are part of almost any well diversified investment portfolio. However, a $1,000 loan to someone who doesn’t have the means to repay or the [...]
When People Do Dumb Stuff With Money – Speak Up or Shut Up?
March 10, 2010 By 9 Comments
Do you ever feel like your pragmatism is misinterpreted as pessimism by delusional idealists? Sometimes you have to stop yourself from warning a dreamer of all the things that could go wrong, and then telling them how to fix their phantom problems. You don’t wander around peeing on people’s parades to make yourself feel better. [...]
Friends Don’t Make Friends Overspend: Wedding Edition
February 10, 2010 By 52 Comments
I don’t wanna sound blasphemous, but I hate weddings. They’re such an elaborate waste of money, I just can’t stand them. According to CNNMoney.com, the average wedding cost $21,814 in 2008 down from $27,490 in 2007. You got $22,000 burning a hole in your bank account, then buy me a high quality diamond. Something I [...]
Elin Woods, You’re My Hero
December 3, 2009 By 3 Comments
I’m afraid what I’m about to say might tarnish my squeaky clean image, but I’ve been rabid for new information about this Tiger Woods “getting in a one man car crash at two something in the morning the day after Thanksgiving” debacle. You’d think I’m a more thoughtful person. I’m not. Sorry to disappoint you. [...]
Are You Generous or Spineless?
November 9, 2009 By 10 Comments
The likelihood of us becoming close friends is inversely related to your propensity to hassle me. Words generally used to describe me are “smart,” “sarcastic,” and just plain ol’ “awesome.” Over the years, I’ve managed to escape labels such as “generous” or “giving.” Why? Again, because I don’t want to be hassled. You need a [...]
A Time to Challenge Cookie Cutter Financial Advice
September 9, 2009 By 12 Comments
The Dumbest Way to Save Money
August 27, 2009 By 7 Comments
The other day, I was casually chatting with a family member. She is a financial dunce who repeatedly serves up material for this blog. If you’re a regular reader of You Have More Than You Think, then you already know this particular family member’s name. If you’re not, her name is Larissa, and I will [...]
4 Reasons You Should Never Cosign A Loan
August 19, 2009 By 32 Comments
Picture it. On a blistering cold evening in the winter of 2005, I received a frantic phone call from a family member whose loan application had just been denied. To protect the indigent, let’s refer to this family member as Larissa. Unable to obtain law school financing [...]
