So, how does a malcontent like yourself convince someone to hire you?
It’s easy, really. Hire yourself.
People Who Don’t Pay Their Bills
I was reminded of this while listening to a Marketplace Money segment, Cover letter, resume…and your credit score? Saran Sholar, a jobless human resources professional, expressed how hard it’s been to find a job in the weak economy. As if that’s not enough, Sholar faced another problem: Bad Credit.
According to a 2010 study prepared by the Society of Human Resource Management, six in ten companies review potential employees’ credit reports before making a hiring decision.
That could mean trouble for the unemployed.
If you don’t have a job, you don’t have money to pay your debts. Without money to pay your debts, you get bad credit. But with bad credit, you can’t get a job. And round and round you go.
Sholar seemed to experience this scenario first hand. She recalled an instance when she was denied a job because of her poor credit history. It’s not clear from the interview whether Sholar was turned down for more than, uh, one job. However, she blamed her financial mistakes for her inability to secure work.
Keep in mind a full four out of ten employers don’t use your credit report to make hiring decisions – AT ALL. You should also know that only 1 in 10 organizations perform credit checks on all employees.
Ultimately, Sholar landed a few hours of work as a human resources consultant, i.e., freelancer.
I’m sure if she hangs in there long enough, someone will give her a job.
People Who Commit Crimes
When it comes to criminal background checks, employers are less willing to look the other way.
- A whopping 73% perform criminal background checks for all candidates.
- Only 19% review the criminal backgrounds of select candidates.
- And a minute 7% don’t perform criminal background checks at all.
That means, there’s a strong likelihood you’ll be revealed as the lawless, no do-gooder you are.
Nevertheless, hope lives on.
Many years ago, my cousin’s father left prison after serving five years for sellin’ drugs or somethin’. Instead of begging for a low level job upon release, he made a lucrative decision. He created a job for himself. He now makes over $1,000 per project installing cabinets.
I know another guy who does pretty well for himself as a plumber. He spent 3 years in prison.
As an independent contractor, no one asks if you have bad credit. Or if you attacked a female bus driver during a drunken night in Cleveland.
I’m not saying no one cares, just that no one asks. People only care that you can get the job done right, on time, and at a fair price. That’s it.
If you didn’t steal from or kill the person who referred you, people don’t ask about your past.
Is it prudent to concern yourself with an independent contractor’s criminal background? You betcha.
But, let’s be honest. Unless they’re managing your assets or caring for your young, you don’t concern yourself with these things.
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People Who Sneak Into This Country Illegally
I’ll let you in on a little secret; I don’t verify the legal residency status of the freelancers I hire. They’re not employees. I’m not required to collect an I-9 from them. And you can’t make me. You may or may not have snuck (it sounds so much better than “sneaked”) into this country illegally from Canada. I wouldn’t know, because I won’t waste time figuring it out.
I’m just glad I don’t have to pay payroll taxes and costly employee benefits for ya.
People are always blaming their circumstances for what they are. I don’t believe in circumstances. The people who get on in this world are the people who get up and look for the circumstances they want, and if they can’t find them, make them. ~ George Bernard Shaw
Do you know anyone who has employed themselves after being rejected by numerous employers?
This article was featured in Totally Money Blog Carnival #34 at Canadian Finance Blog.