Many Americans blame skyrocketing health care costs on others who, at the onset of a tummy ache, race to the emergency room.
I suspect only a few people define a four hour wait in a dimly lit, diseased lobby as a good time; however, it’s easy to overlook more affordable treatment options.
A recent study revealed 2012 medical related expenses for the average family of four in the U.S, who has an employer-provided PPO (Preferred Provider Organization) health plan, tops almost $21K a year.
For those with individual plans, the price balloons even higher.
Although the obscene cost of health care in America stems from a variety of stupidity. Today, we’ll spotlight just one resource that can help you cut medical expenses: retail clinics.
Clinic staff administer flu vaccinations, provide instant test results for diabetes, prescribe ear infection medication, treat minor scrapes and bruises, and more—actually, a LOT more.
And they do so at a fraction of the cost as a primary care physician.
Besides lower prices, retail clinics offer benefits that match or exceed those available through a family doctor such as
- Extended business hours, i.e., evenings and weekends
- Upfront pricing
- No appointment necessary
- Most insurance plans accepted
- Shorter wait times
Of course, every ailment isn’t treatable at a retail clinic. If you’re suffering from chest pain or you’ve snapped a femur in half, by all means, call your doctor or hightail it to a nearby hospital. But if you’ve come done with the sniffles or some other mild sickness, a retail clinic may be all you need. A website/smartphone app like iTriage will help you determine which form of medical attention is warranted depending on your illness.
Image courtesy of sscreations / FreeDigitalPhotos.net
Have you ever used the services of a retail clinic? What was your experience like?