10 Things We Love to Buy and Hate to Use

Massager

Let’s be honest. You know how to save money: 1) Earn more, 2) Spend less, or 3) Earn more and spend less. It’s so simple. I wish I could blow your mind with a new tip, trick, or concept every day. Today, I’m just gonna advise you to spend less money. However, there is a [...]

Considerations When Buying a New SUV

Despite current gas prices, sport-utility vehicles remain one of the most popular vehicle types on the roads. Today’s sport-utility vehicles (“SUVs”) offer good passenger and cargo space, interior comfort, superior inclement weather ability, good driving visibility, and improved fuel economy. There are more than half a dozen 2012 model SUVs that get at least thirty [...]

Putting America Back to Work, One Prisoner at a Time

Port Blair Jail Section

Recently, I watched a documentary on the privatization of prisons in America. Although some of those featured in the film presented strong arguments for how taxpayers benefit from private prisons, I’m disturbed by their existence. Countless brave Americans paid for the precious gift of freedom with their lives. So, it feels wrong that a company [...]

A Cool New Way to Make Living With Family Members Work for You

Family Written In Plastic Kids Letters

Even as a college freshman, I wanted to provide a place for my mother to live when she got older. For years, I’ve imagined her living in a small cottage, on the same land, directly next to my house. In my vision, there’s an open walkway that connects the two homes so that when we [...]

Ikea’s Assault on the Delusional Do-It-Yourselfer

Ikea Lamp

We’re cautious throughout the entire business relationship with a company we know will rip us off. Then, we go and let our guard down when dealing with organizations that offer great value and awesome customer service. Well, we shouldn’t. It’s fun picking on those who engage in shady business practices. However, we have to be [...]

How to Kick the Habit of Wasteful Spending by Asking Yourself Two Basic Questions

Cash in Trash

It’s embarrassing to admit, but I’ve recently flirted with the idea of hand washing clothes to save money.* A couple days ago, while chatting online with my friend, Gus, I asked him if using a hand operated washer to clean my laundry is a good idea. He simply replied, “You’re going too far.” Yes. There’s a [...]

3 Creative Ways To Save Money On Cable TV And Internet

Save Money Dice - Cable and Internet

During the past 5 years, average cable rates have increased at nearly 3x the rate of inflation! And when they have a legal monopoly, what are we to do about it? The alternative of going with satellite isn’t always possible (if you live in an apartment like me). DSL isn’t a good option either if your local [...]

You’ll Never Retire. Let’s Celebrate!

Chain Breaking

A few weeks ago, I heard Ric Edelman, one of my favorite financial advisors and radio hosts, introduce a radical concept: FORGET ABOUT RETIREMENT That’s right. Give it up. Get used to the idea that your latter years won’t consist of daily sit down lunches at Long John Silver’s. The whole day won’t be free [...]

How To Instantly Improve Your Living Conditions When Money Is Low And Times Are Tough

Tough Times Clock

Whenever my extended family gets together, we reminisce about past events and how they shaped our lives. Whether good, bad, or horrifically disturbing, we recount the good old days, and we laugh. Oh, we laugh. Over Thanksgiving, I was reminded of an incident that happened almost 20 years ago. It involved one of my aunts [...]

New Logo for You Have More Than You Think. Which One Is Your Fave?

Over the last few days, you may have noticed a couple small changes to the ol’ blog. You’re probably saying, “It looked better before. Change it back.” To that I say, “No.” I’m not done tweaking the layout and design yet. In the meantime, you’re still gonna read my blog, AND you’re gonna like it [...]

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