Welcome to YouHaveMoreThanYouThink.org. I am Shawanda Greene, personal finance enthusiast. Subscribe via RSS feed or e-mail to receive updates!

Why Paying Off Student Loan Debt Makes No Sense and Why I Did It

November 16, 2009
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There was a time I swore I’d never pay off student loan debt a second sooner than required. Why would I do something dumb like that? There were so many benefits to keeping it around until 2020.
By paying off my student loan, I’d avoid 2.625% of interest on the outstanding balance each year. That’s nothing. [...]

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Eats for the Week: 11/15/09

November 15, 2009

Perhaps I was a little overzealous with last week’s menu plan. Who knew a 9″ x 13″ tuna casserole would last so long? Even though I didn’t prepare three of the meals on the previous menu plan, I only ate out once. And that cost me less than $3.50. Not bad, huh?
The Swiss Chard & [...]

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Weekly Roundup: Debuting the “Tweet of the Week”

November 14, 2009
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I really hate to say this, but, sometimes, Google sucks. As far as search engines go, they’re the best we got. But still, they suck….sometimes.
In my experience, the most useful sites were introduced to me by way of a blog post, magazine article, news program, podcast, or word of mouth. The point I’m trying to [...]

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The Only Thing My Mama Needed to Teach Me About Money

November 12, 2009
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Why is it so hard to grasp the concept of scarcity? Didn’t we learn that stuff in grade school? Although I believe it’s important to minimize the negative impact we have on the planet, that’s not what I’m getting at. Even if you don’t care about responsibly managing the earth’s resources, you should concern yourself [...]

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Lean Financial Living

November 10, 2009

It was the lure of  The $10 Phone Bill featured on the November 16, 2009 cover of Forbes that enticed me to open the magazine. The article spanned a total of 11 pages. Interspersed within were advertisements and photographs. All sorts of wasted space. My limited attention span couldn’t suffer all the extra information. For now, I’ll [...]

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Are You Generous or Spineless?

November 9, 2009
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The likelihood of us becoming close friends is inversely related to your propensity to hassle me. Words generally used to describe me are “smart,” “sarcastic,” and just plain ol’ “awesome.”
Over the years, I’ve managed to escape labels such as “generous” or “giving.” Why? Again, because I don’t want to be hassled. You need a favor. [...]

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Eats for the Week: 11/8/09

November 8, 2009

As you can see, last week was very productive. The chicken posole was the only dish from my previous menu plan I didn’t prepare. While at the supermarket today, I happened upon hominy – the lone ingredient from the recipe that I didn’t have on hand. Before, I decided to spare myself the time and [...]

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Cinco de Weeko

November 7, 2009
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Aah. What a week. I’ve been looking forward to writing this roundup all day. Although not totally related to personal finance, I recently discovered two great resources. They’ve made it so much easier for me to consume all the interesting information I come across.
First up is Snackr. It’s completely revolutionized how I organize my RSS [...]

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Wealth Relativity

November 3, 2009
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About a week or so ago, I was talking to a friend about Christian leadership. There’s a particular area in her life where she’s struggled tremendously. She’s been challenged spiritually, physically, mentally and financially.
It’s been my experience that such battles will either bring you closer to God or leave you questioning whether he even exists. At [...]

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