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Back to the Basics of Budgeting: November 2009

November 2, 2009
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Unlike a distant retirement, world travel is actually something to get excited about. If I want to begin the realization of this dream in the near future, I’d better get a bit more serious.
Lately, I’ve viewed my budget more as a way to track past expenses than as a tool to plan future spending. Which [...]

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Eats for the Week: 11/1/2009

November 1, 2009
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For a while, I thought menu planning was something only women with children did. Why would a young, sexy, and single urbanite like myself even consider such a thing? (I’m joking; twenty-eight isn’t that young.) As it turns out, menu planning is a great way to save money. The weight loss that usually results is [...]

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This is My Confession

October 31, 2009
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I’ve been a bum. In case you don’t know what I’m referring to, take a look at the number of blog postings during September and October 2009 compared to August 2009 on the sidebar. It’s ridiculous. Some changes must be made going forward.
But I would like to add that it’s not totally my fault. The [...]

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Go Big and Go Broke

October 28, 2009
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There’s nothing wrong with investing in yourself. Actually, I’m a huge proponent of continual self improvement. I’m not averse to spending money to ultimately make money, and I have a sneaking suspicion you aren’t either. Three sentences in and you should already know we’re going to take this discussion in a different direction.
I’m not a psychic, [...]

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What’s Your Gazingus Pin?

October 19, 2009
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Shopping is a fairly easy and mindless way to pass the time. When I couldn’t think of anything more meaningful to do, I’d hit the mall. The success of an impromptu trip to the mall was based on the number of products purchased. Few experiences were more fulfilling than exiting the mall with multiple bags of goodies on each arm.

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A Love Affair with Frugality and Frivolity

October 16, 2009
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After I paid off my final debt in December 2008, I really wanted to treat myself to a ginormous leather designer handbag. Reluctant to abandon the habits that led to debt freedom, I set a $500 cap on this piece of shoulder art that’d accompany me for all of 2009.

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Don’t Get Distracted by Misguided Money Advice

October 1, 2009
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Regular readers of You Have More Than You Think know my opinion of the “I deserve it” mentality. A few days ago, I was reminded of another line of reasoning that caused my neck muscles to tense up. While reading the Wall Street Journal article “Saving Again? Here’s a Way to Do It Right,” I [...]

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Did We Learn Anything from the Recession?

September 21, 2009
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Last Tuesday, Fed Chairman Ben Bernanke said the recession is “very likely over.” Many radio talk show hosts, television personalities, and others who are utterly clueless on matters of the economy weighed in to assess the validity of the Chairman’s statement. I’m not going to argue with the man. If he says the recession is [...]

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Why Your Prayers Are Powerless Over Your Money

September 15, 2009
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During the infancy of You Have More Than You Think, I wondered if I should discuss religion. After all, our religious beliefs, or lack thereof, could strongly influence the way we manage our money. But still, religion is such a sensitive issue. I don’t wanna get any of my readers all worked up if I [...]

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A Time to Challenge Cookie Cutter Financial Advice

September 9, 2009
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Now that I’m back from vacation, I’ve been pondering a blog post that’ll knock your socks off. The financial argument I’m about to put to you is profound, earth shattering, mind blowing even. It is radical. I might go so far to say that it’s soul shifting.

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