How I wish I had a profound money saving message to deliver tonight. I don’t. I wanted to give a quick update on how I’m sticking to the menu plan I outlined last night.

It looks like I won’t get around to making the Curried Rice with Shrimp. Rats! Just getting the year started and I’m already behind. Before you judge me, I’ve got a good excuse. I’m not feeling well, and I didn’t leave work until 9:30 PM. *Whine* That’s good enough, right? Plus, I’m still hungover from last night’s antihistamines. My asthmatic lungs aren’t taking too kindly to these freezing temperatures.

On the bright side, I went ahead and slow cooked the Black Bean Soup with Sausage last night. Seems several people had such high hopes for it. A colleague even commented on how good it smelled after I heated it in the microwave today at work. Well, I hate to say it, but it’s disgusting. It’s some of the most not very delicious soup I’ve ever had.

Maybe I’m the one sucks. It’s quite possible I hosed up the recipe, but it has a strong vinegary taste from the salsa. Reminds me of the time I misread 3 garlic cloves for 3 garlic medallions in a Greek chicken and potatoes recipe. (Don’t ask me how that happened. Although I can write, I clearly can’t read.) That too was disgusting, but I still ate it. And I’m going to eat my black beans and sausage.

Keeping with my New Year’s resolution of reducing waste by 75%, I’ve placed the failed dish in the freezer. I’m having it again tomorrow then I have to take a break from it.

*Hack, cough, sneeze* Feel sorry for me please.

Now if you’ll excuse me, I’m gonna go rub some Vicks VapoRub on my chest, then put on a pot of rice in preparation for the curried rice and shrimp I’m making tomorrow.

I’m sure you don’t want any.

I’ve been a bum. In case you don’t know what I’m referring to, take a look at the number of blog postings during September and October 2009 compared to August 2009 on the sidebar. It’s ridiculous. Some changes must be made going forward.

But I would like to add that it’s not totally my fault. The new seasons of Desperate Housewives, Glee, The Office, and 30 Rock start in the fall. Once I’m on Hulu, I have to check out The Daily Show with Jon Stewart. And you know there was a lot of drama on The Real Housewives. Mmhmm.

I’m just sayin’. I’m only human.

Although You Have More Than You Think is fairly young, I don’t want my baby to become irrelevant. These past couple months, I feel like I’ve been punished with a decreased rate of growth in subscribers. Is that justice? I guess that’s the price you pay for being inconsistent and lazy.

Well this behavior has got to stop. For November 2009, I’m shooting for five blog posts a week. Regardless of how you perceived my previous blog posts, the ‘five a week platter’ will be of lower quality.

I’m kinda nervous committing to that many posts. Oh, well. If I can’t do it, I’ll just sneak back in here and delete all the incriminating evidence. Hehehe.

By the way, Happy Halloween!!!

On Friday, August 14th, I found out my web site was blacklisted on Google, Firefox, Safari, and Chrome. This essentially means YouHaveMoreThanYouThink.org will not show up in Google’s search results. People who attempt to visit my blog using the aforementioned web browsers (Internet Explorer is still my friend) will receive a nasty, flaming, spinning picture of a skull and crossbones with giant hornets swarming about  it. The tag line beneath the picture reads “Proceeding to This Site Results in Certain Death!”

Well, maybe that’s not an accurate description of what the warning page looks like, but it’s still pretty gnarly. Look at it!

Imagine the devastation felt when I discovered this. On Friday, I planned on writing about a recent experience with a Craigslist crook. Followed up by my second weekly roundup on Saturday. I’d been shut down by a hacker. *Growl* I was so mad and frustrated that at one point I remarked, “hackers should be subjected to the death penalty.” I don’t really believe that, but it goes to show how enraged I’d become.

I won’t bore you with the details of how I set about resolving the issue. The process was long and tedious. Plus, I fear I’m not yet emotionally stable enough to relive a detailed play by play of the whole ordeal. Forgive me. It’s just too soon.

Although Google no longer lists my site as suspicious, they’re still warning would-be visitors that my site is unsafe. Who knows how long it takes to be de-blacklisted.

So you’re wondering how this all relates to applying the principals of the Million Dollar Club. (Keep in mind that although the Million Dollar Club was founded by J. Money, the principals are self-defined.)  Refer to Million Dollar principal number 3: “Press forward even when things don’t go as planned.”

You see, I got a lot of Twitter action on Friday. Personal finance bloggers far more popular than me were tweeting links to my blog, encouraging their followers to check me out. I received a host of new followers and a decent bit of traffic from Twitter. The day was shaping up to be quite glorious. It felt like a punch in the face when my site got shut down.

What if new and old visitors think I’m a sneaky scoundrel, no better than the Craigman who tried to rip me off? *Sigh*

But I must press forward. If I’m to achieve world domination financial freedom, I can’t let hackers or haters stop me. If Google, Firefox, and them insist on labeling my web site as dangerous, then I’m prepared to transfer my posts, pictures, and comments to blogger. Perhaps it won’t come to that. However, if it does, I hope you’ll follow me.

Calm down, calm down. I’m not a millionaire. But, it’s good to know you’re excited for me. Reserve that energy for later when my net worth hits $1,000,000.00 in 2026. Actually, that’s kind of far off. I’ll work on getting the income up during the interim.

For now, I have to work with what’s known and realistic. Let’s assume I start investing roughly $2,475 per month beginning January 1, 2010. In case you’re wondering the reason for my delay, I’m focusing on a shorter term financial goal between now and the end of 2009. At an 8% annual rate of return, I’ll become a millionaire in 16 years at the tender age of 44. I used the Savings Calculator over at Squawkfox to come up with my projections.

Of course this scenario assumes that my financial situation will stay the same. Which is practically unheard of, and just depressing, over 16 years.

In order to graduate into the Million Dollar Club, here’s what I’m going to do:

• Pay myself first. (I couldn’t help it.)
• Have an attitude of gratitude throughout my journey.
• Press forward even when things don’t go as planned.
• Remember how much money was wasted buying unnecessary and unwanted crap.
• Live below – not within – my means.
• Shun all debt, with the exception of a mortgage. (Credit cards paid in full each month don’t count against me. Ha!)
• Monitor my progress at least once a month to make sure the plan is being executed properly and adjust accordingly.
• Surround myself with people of a similar mindset.
• Avoid haters.
• Continually increase my knowledge of personal finance and money management.
• Stay frugal.
• Enjoy life in the here and now as 2026 wasn’t promised to me.

Well, that was easy enough. The principles are simple yet sound. I hope you consider joining the Million Dollar Club founded by J. Money at Budgets are Sexy.