The likelihood of us becoming close friends is inversely related to your propensity to hassle me. Words generally used to describe me are “smart,” “sarcastic,” and just plain ol’ “awesome.” Over the years, I’ve managed to escape labels such as “generous” or “giving.” Why? Again, because I don’t want to be hassled. You need a [...]
Go Big and Go Broke
October 28, 2009 By 4 Comments
There’s nothing wrong with investing in yourself. Actually, I’m a huge proponent of continual self improvement. I’m not averse to spending money to ultimately make money, and I have a sneaking suspicion you aren’t either. Three sentences in and you should already know we’re going to take this discussion in a different direction. I’m not a [...]
The Dumbest Way to Save Money
August 27, 2009 By 7 Comments
The other day, I was casually chatting with a family member. She is a financial dunce who repeatedly serves up material for this blog. If you’re a regular reader of You Have More Than You Think, then you already know this particular family member’s name. If you’re not, her name is Larissa, and I will [...]
4 Reasons You Should Never Cosign A Loan
August 19, 2009 By 32 Comments
Picture it. On a blistering cold evening in the winter of 2005, I received a frantic phone call from a family member whose loan application had just been denied. To protect the indigent, let’s refer to this family member as Larissa. Unable to obtain law school financing [...]
The Crafty Craigman
August 17, 2009 By 14 Comments
What self-proclaimed frugal nut isn’t a fan of free? From time to time, I like to see what’s available – for free – on Craigslist and Freecycle. Last Tuesday, I felt like doing a little “shopping” on Craigslist. Crest Whitestrips were the first product listed under the free category. This was welcome news since I’ve [...]
Giving Uncle Sam an Interest-Free Loan Costs More Than You Think
August 11, 2009 By 8 Comments
An easy way to quickly get more money in your pocket is to increase the number of withholding allowances on Form W-4. By doing so, you don’t change your income. You just change the timing of when you receive your money. In the past, a compelling argument could be made to avoid receiving a large [...]
