Personal Responsibility | You Have More Than You Think

Yo Money Yo Problems

November 20, 2009 By Shawanda Greene 10 Comments

Video can be fun. I’m trying it out just to see how it goes over. If you watch the video – and I hope you do- let me know your thoughts, opinions, questions, complaints, and concerns regarding the subject matter. Here’s the description of the video I posted on YouTube: Not a whole lot to [...]

Why Your Prayers Are Powerless Over Your Money

September 15, 2009 By Shawanda Greene 8 Comments

During the infancy of You Have More Than You Think, I wondered if I should discuss religion. After all, our religious beliefs, or lack thereof, could strongly influence the way we manage our money. But still, religion is such a sensitive issue. I don’t wanna get any of my readers all worked up if I [...]

The Birthweek Roundup

August 22, 2009 By Shawanda Greene 9 Comments

The highlight of this week was having the opportunity to meet a You Have More Than You Think reader in person. The meeting was especially interesting for me because he’s from Sweden. I’m always eager to hear how people from other countries live.

Are You Searching for an Answer or an Excuse?

August 1, 2009 By Shawanda Greene 2 Comments

The other day, some interesting reading crossed my twitter stream. KiplingerMedia tweeted a link to the article What to Do if You’re Fired. I thought the article would provide fresh job hunting tips for those who were recently let go as well as those who’ve been unemployed for an extended length of time. As expected, [...]

Before You Give

July 8, 2009 By Shawanda Greene 4 Comments

So you’re frugal? Do you have a three to six month emergency fund? Did you say you were totally debt free? Perhaps you’ve amassed a decent chunk of change in your investment accounts. Well, don’t pat yourself on the back just yet. There’s an obstacle you must still overcome. Being that you’re so tuned in [...]

20 Foolproof Ways to Finish Poor (Part 2)

July 7, 2009 By Shawanda Greene 2 Comments

This post is the second in the three part series 20 Foolproof Ways to Finish Poor. Admittedly, I’ve been guilty of some of these items in the past. Okay, I still struggle with number 19. I’m a lazy bum.

Good Debt?

June 30, 2009 By Shawanda Greene Leave a Comment

Almost since I started reading about personal finance, experts in the field have been harping about how student loans are “good debt.” The only other types of debt that fall into this category, according to most financial gurus, are mortgages and business loans. We’re only going to focus on student loans, but I think the others are worth noting.

20 Foolproof Ways to Finish Poor (Part 1)

June 29, 2009 By Shawanda Greene 4 Comments

Ever wonder how some people make insolvency look so easy? If you’re envious of their ability to make dumb financial decisions look so smart, then envy no more. This post is the first in a three part series. I’ve compiled a total of 60 foolproof ways that you too can end up broke, busted, yea, even bankrupt. Use these techniques sparingly. Two or three should do the trick.

The Case for Frugality

May 28, 2009 By Shawanda Greene 25 Comments

I’ve been told by a few people to stop being cheap. It’s interesting that every person who has told me that has a lower net worth than me. They don’t seem to understand the purpose of being frugal. I think they believe I enjoy self deprivation and sacrifice. There are probably a few of you [...]

6 Simple Ways to Outsmart the Credit Card Companies

May 23, 2009 By Shawanda Greene 3 Comments

During my never ending quest for knowledge, I stumbled upon an audio book at my local library by Kevin Trudeau titled Debt Cures “They” Don’t Want You to Know About. The “they” Mr. Trudeau refers to is the consumer lending industry. I’m all for Americans gaining their financial independence and getting out of all kinds [...]