There are two basic ways to grow your financial wealth:
1) Make more money.
2) Spend less money.
You could go crazy and do both.
But did you know you can get more cash in your pockets without doing either? How about collecting on what you’ve already earned?
Here are 7 websites you can use to find unclaimed money.
MissingMoney.com - Any missing money search should start with the aptly named website MissingMoney.com. With a few keystrokes, you can check almost the entire United States and parts of Canada for unclaimed property you’re owed.
For some reason, you have to start by entering your last name and your state of residence in the homepage search box before you get to the real goldmine. The initial results page will include another search box at the top of the page which gives you the option to “Search all states and provinces.” This feature can save you a lot of time if you’ve lived in many parts of the country.
Unclaimed.org - You can’t use MissingMoney.com to search the property records for every state. Unfortunately, there are a still a few stubborn holdouts. For them, use Unclaimed.org which links directly to each state’s unclaimed property website.
Treasury Hunt® - According to TreasuryDirect, every year 25,000 savings bonds payments are returned to the Department of the Treasury as undeliverable. Although I strongly doubt you have any matured Series E savings bonds, your parents or grandparents might. All you need is a social security number to search the database.
Top Class Actions - I’ve never gotten in on a class action lawsuit, but I know someone who has. She made out all right on it. Top Class Actions allows you to easily find class action lawsuits that you may be eligible to participate in.
If nothing else, you should scan the website for comic relief. The last time I visited the website, I learned Procter & Gamble was being sued by angry customers because the design of the Crest “Neat Squeeze” toothpaste dispenser cheated them out of 20 percent of the toothpaste left in the tube. Must be some angry You Have More Than You Think readers.
Class Advocate - This site is similar to Top Class Actions except it allows you to search for class action lawsuits by product or service, injury, topic, or company. I find the company search particularly useful. I don’t have a beef with any former employers, but I can think of one internet service provider I’d love to help sue.
National Registry of Unclaimed Retirement Benefits - If you left a job and forgot your 401(k), there probably wasn’t much in there but you really need to get a clue. Regardless of the amount of the forgotten funds, it doesn’t hurt to check.
Pension Benefit Guaranty Corporation - I don’t suspect many of you qualify for a pension. However, you could very well be the beneficiary/heiress/heir of someone who has a pension that was transferred to the PBGC. I can’t imagine how anyone would forget a pension, but stranger things have happened.
Have you ever discovered you were owed money? Do you know of any other websites that help people find unclaimed money?