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Weekly Roundup ~ Work, Write, Yakezie

by Shawanda Greene

This week was pretty uneventful, with one exception.

My Alexa ranking finally dipped below 200,000! Yaaaay!!!

I announced my decision to join the Yakezie challenge back in early March 2011. The goal was to get my Alexa ranking for You Have More Than You Think below 200,000 within 6 months. I missed the mark a little bit on the timeline. Had I not completely slacked off in May and June, I would’ve accomplish this a lot quicker. Oh well. It’s done now!

The next task is to get my Alexa ranking below 150,000. As of today, it’s 191,168.

Wish me luck.

Quote of the Week

There is no distinctly American criminal class – except Congress. ~ Mark Twain

Top 5 Keyword Phrases Used to Find You Have More Than You Think

Can an 85 yr old woman be a co signer on a home loan?

She sure can, but why would you ask her? She ain’t dead yet. Get your s*** together, save up a large down payment, and stand on your own two feet.

“Is it illegal to take a flask into a restaurant?”

I don’t think this is illegal, but if you’re caught sneaking alcohol into a restaurant, management will toss you out on your butt. If you’re interested in learning more ways to save money on alcohol, check out my post 10 Frugal Ways to Save Big on Booze.

“Relatives mad about courthouse wedding.”

They’ll be all right. If they don’t like courthouse weddings then kindly let them know that they shouldn’t get married in a courthouse.

“Who gets the unused money in a FSA?”

Any money left in a Flexible Spending Account remains with your employer. That may seem unfair, but consider this: you’re not required to repay any excess funds taken out of an FSA that you didn’t put in.

For example, in November 2011 you sign up to contribute $1,000 to your 2012 FSA. You get paid semi-monthly: once on the 15th and again at the end of the month.

On January 1, 2012, you get your wisdom teeth removed, and the procedure costs $1,000. You use your FSA to pay for the entire amount even though you haven’t contributed a dime to the account for 2012. If you quit on January 2, 2012, you won’t have to pay the money back. You tell your ex-employer to suck it while skipping merrily off into the sunset.

“Why adults can’t spell on Facebook?”

Because they’re either lazy, stupid or both.

Informative, entertaining, and thought provoking blog posts

First Republican Debate Makes President Obama A Winner in 2012 at Financial Samurai

You may not know this about me, but I loves my politics. The day after Labor Day marked the unofficial start of the 2012 campaign season. I, for one, can’t wait to see the circus that unfolds.

Although the crazies on the far right seem intent on electing an unelectable Republican presidential candidate, Obama has a lot of explaining to do. He’s gonna have to fight for his job. Unemployment is still painfully high, and for some reason, Americans think the president is the answer.

Why do so Many Americans Rely on Social Security? at Enemy of Debt

I know! I know! I know!

It’s easier to depend on government than to sacrifice, save, and make your own way. To be fair, many people were promised that Social Security would provide for them in retirement. Even though the program was never designed to be your sole source of income. Us younger folks, e.g. 40 years old or younger, need to prep ourselves for a different standard of living in retirement.

100 Words On: A Really Sneaky Way to Reduce Your Restaurant Bar Tab at Len Penzo dot Com

Much thanks to Len Penzo for showing us another way to save on alcohol. So, what’s the tip? The post is only 100 words. Click on the link, and read it yourself.

Can you really afford to tithe? at Fabulously Broke

I’ve been able to save money when I tithed and when I didn’t. It’s a personal decision driven by your faith and your willingness to sacrifice in order to give. In the last decade or so, it seems Christian leaders really place a strong emphasis on the importance of tithing. Although Jesus confirmed we should tithe, he didn’t talk about it much. I wonder why modern day pastors spend so much time on the subject. Hmm.

Woe to you, teachers of the law and Pharisees, you hypocrites! You give a tenth of your spices – mint, dill and cummin. Butyou have neglected the more important matters of the law - justice, mercy and faithfulness. You should have practiced the latter, without neglecting the former. ~ Jesus Christ, Matthew 23:23

Why I Quit a Job I Loved – and Traveled the World for Two Years at Untemplater

How awesome is this? I have nothing but admiration and respect for Paula. She took a risk, followed her dreams of traveling the globe, and it’s paid off handsomely for her. The world needs people who’re courageous enough to choose the unconventional paths.

Giveaways

Life and My Finances: Win a Free iPad 2! Blog Anniversary Giveaway!
Deadline: September 30, 2011

Christian Personal Finance: iPad Giveaway!
Deadline: September 11, 2011 Hurry!

Money is the Root: 100th Post Giveaway! $50 Amazon Gift Card
Deadline: September 19, 2011

Faith and Finance: Apple TV Giveaway!
Deadline: September 15, 2011

The Centsible Life: Fill the Backpack Giveaway ($750 in Back to School Goodies)
Deadline: September 15, 2011

 

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{ 9 comments… read them below or add one }

Financial Samurai September 10, 2011 at 4:00 PM

Congrats on breaching 200,000! Well done!! Let's keep going until Jan, 2012 when the new class enters and see how low you can go!

Best, Sam

Reply

Shawanda September 11, 2011 at 9:59 AM

Thanks! I feel really good about this. Nothing motivates me to keep going like progress.

Reply

Untemplater September 10, 2011 at 7:37 PM

Thanks for the mention! That particular story is Paula’s and it really is inspiring! Congrats on getting below 200k Alexa! I really like the design of your site btw :) -Sydney

Reply

Shawanda September 11, 2011 at 10:09 AM

Thank you!

I've updated the post to reference the right person. Oops. Glad you pointed this out.

Reply

My University Money September 11, 2011 at 12:54 AM

Congratulations on the 200K mark, we just passed it ourselves. Also a major thank you for the great comments on our blog.

I'm a political junkie as well. I find it interesting that as one of the most conservative Canadians you are bound to find, I would probably be somewhere slightly to the left or exactly aligned with Obama on the political spectrum for most issues. I've got a post coming up next week about how ridiculous it is that people keep clamouring for the federal government to magically create jobs. When the government creates jobs all they are doing is re-distributing tax dollars, and that is a long-term neutral move for the jobs picture, even if it helps a little in the short term. My solution is to lock Obama and Romney (who I think is a pretty respectable dude) in a room until multiple plans for debt reduction and a new tax code are in place and have it be binding. I know it doesn't involve a lot of checks and balances, but with the 24/7 news cycle, crazy partisanship, and the tea party nut jobs, creating a ridiculous political maelstrom, I think it would be the most effective solution. One can dream I guess!

Reply

Shawanda September 11, 2011 at 11:02 AM

Thanks and congratulations!

I've also heard from quite a few Europeans that Obama is NOT liberal and far from being a socialist. I don't agree with all of his policies, but I also don't think the guy wants to destroy America.

Honestly, I don't believe our elected leaders can come to an agreement. It seems Republicans are so focused on making sure Obama only serves one term, they just can't bring themselves to do anything that's good for the country as it'll make the president look good. I didn't care for President Bush, but there's no way I disagreed with EVERYTHING he believed.

Can't wait to see how things turn out. Whatever happens:

"We get the government we deserve." ~ Jack Bogle

Reply

My University Money September 12, 2011 at 8:35 PM

"Democracy is the worst form of government… except for everything else"

Winston Churchill

Reply

cashflowmantra September 11, 2011 at 7:55 AM

Congratulations on getting below 200K. I just made it myself this week and will looking at 150K as the next milestone.

Reply

Shawanda September 11, 2011 at 10:11 AM

Thanks, and congratulations to you too!

Reply

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