You’re Never Too Old, Fat, or Broke to Change Direction

by Shawanda Greene

You probably don’t know this about me, but I’m extremely stingy with praise.

Unless you achieve a truly remarkable feat, in my opinion, you’re unimpressive and thus, unworthy of the energy required to exalt your meager accomplishments.

After congratulating a fellow gym member on his 6-year long physical transformation, we engaged in some light chitchat.

I learned how he lost 90 pounds and metamorphosed from an overweight, 50-something year old, abnormally sweaty mouth breather to a ripped beast. (I don’t exactly know the guy’s age. I can never tell with black men. Suffice it to say, he’s up there.)

Here’s his secret:

Eat a ton of fruits and vegetables, eliminate processed carbohydrates from your diet, and exercise two hours a day, seven days a week.


But still, this man accomplished what many have refused to even attempt.

There are tons of excuses to frolic in mediocrity. A particularly idiotic one is, “It’s too late. I’m old. Whaaah.”

“By the time I clean up my credit history, I’ll be 40-years old.”

“By the time I obtain my bachelors degree, I’ll be 50-years old.”

“By the time I reach my goal weight, I’ll be 60-years old.”

So, uh, if you don’t do these things time stands still?

Of course not!

The Lord willing, ten years from now I’m gonna be 41-years old. And you . . . you’re gonna be whatever age you are now PLUS ten.

If you gave up on a dream because you erroneously reasoned you’re too old, stop that foolish thinking right now, and start taking the necessary steps to move closer to your goal.

A year from now you will wish you had started today. – Karen Lamb

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{ 19 comments… read them below or add one }

Michelle March 9, 2013 at 12:11 PM

I love this post. I get sick of people whining about their age. Isn’t the alternative (death) worse? So, I like it when people just deal with where they’re at and get over whatever hangups they have.


Pam@Pennysaverblog March 21, 2013 at 5:10 PM

You are so right! It’s never too late to start something until you’re dead. Thanks for the reminder!
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Cherleen @ My Personal Finance Journey March 22, 2013 at 5:14 PM

I always believed that it is never too late to start reaching for your goal and turning your dream into reality. I started out with my master’s degree after I got married. I was already on my 30′s then. Three years ago, my husband and I decided to lead a frugal life and start saving more for our retirement, children’s college fund, investment, etc. We are now at a better financial state three years ago before we made that life-changing decision. Giving up on a dream is worse than taking that one step towards that dream.
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William @ Bite the Bullet April 15, 2013 at 9:55 AM

Colonel Sanders started Kentucky Fried Chicken when he was 62…
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Kelly@FinancialFixers May 9, 2013 at 3:00 PM

Its all about your mind set. If you believe its not worth it or you’ll never reach your goal, then you won’t. Positivity is the key to motivation. Great article- people need to understand that it doesn’t matter what your goal is, you have to think you can do it and you’re right it doesn’t matter where you are right now only where you want to be.
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Thomas May 22, 2013 at 8:27 AM

I think the excuses are just there so they don’t have to be held liable for anything. A lot of people don’t want to change so they make the im too old blah blah blah crap. Set goals and plan how to tackle them. Half the things we make excuses about are easier to achieve then we think or should I say easier then we are willing to put effort into.
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grandmasmad3ringcircus May 31, 2013 at 9:14 AM

I agree we can’t use our age as an excuse!
I’m in my mid fifties (ouch, that hurt!), but
I’m just starting a blog and beginning a business with an
Etsy store (A Pet Bakery). I’m having fun checking out new adventures.
I want to get some financial independence.
Thanks for the post!
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Lisa E. @ Lisa Vs. The Loans May 31, 2013 at 2:49 PM

Excuses are ridiculously easy to make, progress isn’t. What’s worth having doesn’t come easy!

Thanks for the reminder!
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Wage garnishment June 13, 2013 at 1:30 AM

When debt becomes unbearable, people should speak to an experienced bankruptcy attorney.


Troy September 5, 2013 at 5:32 PM

Better late than never!
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Jon Maroni October 7, 2013 at 5:40 PM

The longer you wait the harder it is to build up momentum to start making changes. The longer we stay still the harder it is to get our butts moving, great post. Thanks for calling us toward accountability with life changes we want to make.


Financial Samurai November 14, 2013 at 11:13 PM

How’s life Shawanda? Checking in as I haven’t heard from you in a while.

Hope all is well.
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Musa @ My Personal Finance Journey November 27, 2013 at 9:53 AM

Thanks a lot for this post. I have been procrastinating about heading to the gym but I’m heading there this evening. I need to shed off some 50 pounds.


Marie @ My Personal Finance Journey March 14, 2014 at 10:10 PM

Exercise two hours a day, seven days a week, wow, that’s what you called hard work! You’re right, as long as you’re alive and kicking then it’s never too late. Last week I started to watch my diet, less carbs, more fruits and vegetables and I’m trying to eliminate eating pork.


TC April 18, 2014 at 2:27 PM

Forget about being fit or rich, I wish I could come up with titles like this. I didn’t need to read the rest of the article (but I did). You made my day this Friday. I will take the message and smile a bit.


Mike Goodman July 23, 2014 at 2:39 AM

You said it right! If you don’t start now, when? If you keep making excuses then for sure tomorrow you’ll have more excuses than you have today. If people want to achieve financial freedom, then they have to put their act together or be forever complaining about their debts, interest rates, how small their income is, etc…


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