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Should You Use a Roth IRA as an Emergency Fund?

Saving an emergency fund and investing for retirement are both important. But squirreling away three to twelve months of living expenses may delay retirement investing for years. Fortunately, there's a way to do both without doubling your income: Use your Roth IRA as an emergency fund. Unlike the traditional IRA, with a Roth IRA, you ...

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Where to Buy Movie Tickets For Cheap Online

Nothing's more timeless than griping about movie ticket prices, and for good reason. Where I live, an adult movie pass, generally, costs at least $11. After popcorn and drinks, a night at the movies is like $40 for two adults. That's cuhrazy! Fortunately, you don't have to pay full price at ...

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A Quick and Dirty Guide to Passive Income Streams

A couple of days ago, in How Lazy Bastards Make Money Without Lifting a Finger, we discussed the benefits of passive income. Today we'll dive into the nitty-gritty details on how to passively beef up your earnings. Interest Simply put, interest is the cost of cash. It's money earned for money loaned. Individuals, businesses, and governments ...

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Secret Tricks to Grabbing the Best Travel Deals

Many Americans spend the whole year fantasizing about those precious few weeks of vacation, when they can escape corporate politicking and their tuna-fish-sandwich-eating office mate. But if you want to truly unwind during your time off, don't allow money worries to cloud your brain. Making the most of your travel dollars ...

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Check Your Credit Score Online for Free: Credit Karma Review

Have you been to AnnualCreditReport.com to order a free copy of your credit report from each of the three major credit bureaus? If you haven't, you should do so once a year. If you have, then you're aware that AnnualCreditReport.com does NOT offer a free credit score along with your free credit ...

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Classic Money Habits That Last A Lifetime

Like dreadlocks, tattoos, and bitchin’ about taxes, some stuff never gets old. It works all the time. No matter your marital status, religion, sexual orientation or sexual appetite, these techniques will not lose their effectiveness. I’ve identified 15 money habits you can use now or in the future. Since I don’t want to breeze through [...]

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The Ghirardelli “Indulge Yo’self” Gourmet Milk Chocolate Giveaway

Today is the day for the Ghirardelli Gourmet Milk Chocolate™ Giveaway. (You don’t have to say it. I know that rhyme is lame. It was completely unintentional.) About a week or so ago, I received six bars of chocolate from Ghirardelli. There were two flavors of each: Sea Salt Escape™, Coconut Rendezvous™, and Creamy Devotion™. [...]

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The Honey Badger’s Guide to Financial Domination

People have different ways of dealing with adversity. Some plaster their work space with reassuring Biblical verses. Others try to erase painful memories by abusing drugs. And still there are some who cover their ears, close their eyes, and pretend their problems will work themselves out. Me? I stare at a picture of a honey badger.

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The 100-Hour Project

Today marks the beginning of The 100-Hour Project. Question: What’s The 100-Hour Project? Answer: A project…that lasts 100 hours. I wanted to be vague and not tell you what The 100-Hour Project entails, but writing about some mystery goal is exhausting. What I’m about to say may sound crazy, but here goes. I wanna be [...]

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Menu Plan Money: “Deliciousness Guaranteed” Edition

Rookie Cook Tip The thing about certain ground beef dishes, e.g., hamburger patties, meatloaf, etc., is that you can’t adjust the flavor while you’re cooking them. This week, I’m trying my hand at meatloaf. I’ve never made it before, and I’m concerned mine will come out bland, and thus, inedible for a woman of my [...]

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Weekly Roundup: Happy Hour, How to Get High, and an Unexpected Intervention

Tuesday to Friday of this week, I did the unthinkable: I went back to work. But only because I agreed to train my replacement before I left. Well, he finally started, and I honored my word. I gotta tell ya. It was rough. Take a month off work and see how enthusiastically you spring out [...]

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Homemade Frugalicious: Chocolate Covered Strawberries

Homemade chocolate covered strawberries Let’s get one thing straight. I’m probably the most non-romantical woman you’ll ever meet. I refuse to allocate one crevice of brain space to remembering anniversaries. It’s my long held belief that weddings are a waste of money, and thus, stupid. Gift giving was never an activity I wanted to get caught up [...]

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February 2012 Budget – Big Birthdays, Conferences, Comcast Can Go to Hell

Unless I find a way to drastically increase my income between now and the end of March. It looks like my hopes for a week long vacation in Barbados have been dashed. I’m disappointed, but if Winter 2012 continues as it has, missing the Caribbean this year might not be the worst thing to happen [...]

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20 Rules to Follow After You Quit Your Job

Recently, I announced I quit my job and my reasons for doing so. When you tell people you’re quitting your job, they picture you lounging around the house all day with a head full of rollers, a cigarette dangling from the side of your mouth, wearing a dingy pair of smelly, pink pajamas. That’s not [...]

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Menu Plan Money ~ Jan 30, 2012 – “Foodie Financial Challenge” Edition

[Read this section first. Then, check out the giveaway mentioned below.] Of all the line items in my budget, food is the one that causes me the most trouble. Lately, my home cooked meals have been pretty delicious. But that truth doesn’t erase my cravings for familiar dishes at my favorite restaurants. To help me [...]

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