Ramit Sethi, a personal finance blogger I greatly admire and respect, recently bashed budgets again in a post entitled 7 Lies We Tell Ourselves About Money. In lie number 3, “I’m going to start keeping a budget,” Ramit correctly identifies why people don’t track their spending: It’s hard, It makes you uncomfortable, and It’s easier to [...]
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If you’re like me, most of the big gifts for your immediate family are out the way. Now it’s time to purchase (or not) small gifts for friends, family and associates. Here is my holiday gift guide that won’t break the bank. Determine if the prospective gift recipient needs, or even wants, a gift. Last [...]
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