<

Featured Posts

5 Things I Hate About Christmas

Ah, the holiday season is upon us. Most people can't wait to express their love to those closest to them by spending countless hours shopping for the perfect gift. I refuse to participate in the madness. When I was a little girl, Christmas sure was sweet. Now that I'm a crotchety, 30-year old, childless ...

Read More

A Quick and Dirty Guide to Passive Income Streams

A couple of days ago, in How Lazy Bastards Make Money Without Lifting a Finger, we discussed the benefits of passive income. Today we'll dive into the nitty-gritty details on how to passively beef up your earnings. Interest Simply put, interest is the cost of cash. It's money earned for money loaned. Individuals, businesses, and governments ...

Read More

Should You Use a Roth IRA as an Emergency Fund?

Saving an emergency fund and investing for retirement are both important. But squirreling away three to twelve months of living expenses may delay retirement investing for years. Fortunately, there's a way to do both without doubling your income: Use your Roth IRA as an emergency fund. Unlike the traditional IRA, with a Roth IRA, you ...

Read More

Secret Tricks to Grabbing the Best Travel Deals

Many Americans spend the whole year fantasizing about those precious few weeks of vacation, when they can escape corporate politicking and their tuna-fish-sandwich-eating office mate. But if you want to truly unwind during your time off, don't allow money worries to cloud your brain. Making the most of your travel dollars ...

Read More

Check Your Credit Score Online for Free: Credit Karma Review

Have you been to AnnualCreditReport.com to order a free copy of your credit report from each of the three major credit bureaus? If you haven't, you should do so once a year. If you have, then you're aware that AnnualCreditReport.com does NOT offer a free credit score along with your free credit ...

Read More

Smooth Slider

Let’s Put an End to Pretending

June 28, 2012

Companies spend a lot of money to convince you their products are worth more than they really are. And you believe ‘em. Quite frankly, your naiveté is starting to bug me. Mostly because you waste money on perceived, yet nonexistent, value. But also because people like you look down on me. By now you’re probably [...]

23 comments Read the full article →

How to Make Razor Blades Last Longer {Video}

June 26, 2012

Have you seen how expensive razor blades are these days? They’re so valuable, you’ll find them behind a locked case in many stores. I guess patrons really enjoy stealing them. Like anything, the longer your razor blades last, the more money you’ll save. There’s an easy way to extend the life of these pricey tools: [...]

8 comments Read the full article →

How Do I Get Out of Credit Card Debt?

June 25, 2012

With the exception of a payday loan, credit card debt is probably the most expensive money you’ll borrow. Which is why you should get rid of it as quickly as possible. After your credit card balances are zero (or you at least pay them off every month), you can do fun stuff like beef up your [...]

6 comments Read the full article →

Financial Wisdom From Southern Sayings

June 22, 2012

Today, I pay homage to my southern roots by going over some of the common sayings I heard growing up. I gathered a few of my faves, translated them, and loosely related them to personal finance. I did my best to keep this post relevant to money, but I won’t make any promises. Saying: Ain’t got [...]

20 comments Read the full article →

Spend Money Now, Save Money Later (Or Not)

June 20, 2012

All forms of savings don’t happen instantly. Occasionally, you have to spend money to save money. Presumably, you’re a savvy shopper. So I don’t need to tell you how low quality merchandise can end up costing more money than a well made alternative. What I’m referring to is a bit more nuanced. Renting vs Owning [...]

2 comments Read the full article →

The Dark Side of Money {Video}

June 19, 2012

Money is not the root of all evil. Considering the amount of time I spend thinking about it and writing about it, I must think money is pretty awesome. However, when cash is readily available—whether it belongs to you or someone else—it’s easy to become not only physically, but intellectually lazy. In order to achieve the best [...]

6 comments Read the full article →

Happiness in the Small Things

June 18, 2012

Before I began to manage my finances wisely, I used to look for joy in material items. To curb the onset of boredom, I’d entertain myself with unnecessary shopping trips to Target, Barnes & Noble, and Pier 1 Imports. For fun, I wasted money on stuff I didn’t need. How stupid is that? Soon, I [...]

19 comments Read the full article →

Race to the Middle: Forget the Stars, Reach for the Clouds

June 15, 2012

Despite what you heard, we were not all created equally. In almost every respect there’s someone who’s—dare I say it—more amazing than you. She’s prettier, funnier, and smarter. Her husband is faithful, and her kids don’t snort bath salts. So embrace inferiority and move on. I’m not trying to make you feel bad. I just [...]

22 comments Read the full article →

Auto Loan Refinancing with Balance Transfers

June 13, 2012

For anyone struggling to get rid of quick cash loans, a 0% APR balance transfer offer can look like a godsend. If one creditor is ripping you off, you may be tempted to race to the seemingly safe embrace of another. After all, the new guy promises to behave, in writing, for a set time [...]

2 comments Read the full article →

It Is Possible to Save Both Time and Money [Video]

June 12, 2012

Too often we waste money on activities that are supposed to save us time. In this video, I discuss a couple of scenarios in which the cheaper option not only saves you money but also saves time. Start questioning whether the extra dollars you spend actually buy the time you think you’re getting. Having trouble [...]

3 comments Read the full article →

← Previous Entries

Next Entries →

Page 6 of 35« First...45678...2030...Last »