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Should You Use a Roth IRA as an Emergency Fund?

Saving an emergency fund and investing for retirement are both important. But squirreling away three to twelve months of living expenses may delay retirement investing for years. Fortunately, there's a way to do both without doubling your income: Use your Roth IRA as an emergency fund. Unlike the traditional IRA, with a Roth IRA, you ...

Where to Buy Movie Tickets For Cheap Online

Nothing's more timeless than griping about movie ticket prices, and for good reason. Where I live, an adult movie pass, generally, costs at least $11. After popcorn and drinks, a night at the movies is like $40 for two adults. That's cuhrazy! Fortunately, you don't have to pay full price at ...

A Quick and Dirty Guide to Passive Income Streams

A couple of days ago, in How Lazy Bastards Make Money Without Lifting a Finger, we discussed the benefits of passive income. Today we'll dive into the nitty-gritty details on how to passively beef up your earnings. Interest Simply put, interest is the cost of cash. It's money earned for money loaned. Individuals, businesses, and governments ...

Secret Tricks to Grabbing the Best Travel Deals

Many Americans spend the whole year fantasizing about those precious few weeks of vacation, when they can escape corporate politicking and their tuna-fish-sandwich-eating office mate. But if you want to truly unwind during your time off, don't allow money worries to cloud your brain. Making the most of your travel dollars ...

Check Your Credit Score Online for Free: Credit Karma Review

Have you been to AnnualCreditReport.com to order a free copy of your credit report from each of the three major credit bureaus? If you haven't, you should do so once a year. If you have, then you're aware that AnnualCreditReport.com does NOT offer a free credit score along with your free credit ...

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Weekly Roundup: Broke Men, DIY Bracelets, and Monetizing Your Car

I finally found my groove. I’m so excited! As you may know, I quit my job at the end of last year. It’s taken me four months to figure out what I need to do in order to maximize productivity. Well, I kinda already knew what I had to do. I was just working out [...]

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Student Loan Debt Is Over $1 Trillion. So What?

There’s been a lot of hullabaloo around student loan interest rates lately. If you haven’t heard, America’s student loan debt recently topped $1 trillion. That trumps what we owe on credit cards. OH NOOOO! Come July 1, 2012, the government subsidized student loan interest rate is set to double from 3.4% to 6.8% on new [...]

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How to Get the Most Out of Your Gas Tank

A few days ago, a timely and useful infographic found its way into my inbox. I LOVE infographics – almost as much as I love mega rolls of toilet paper. And lemme tell you, I loves me some mega rolls of toilet paper. If you drive, you know how expensive gas is these days. With [...]

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What Would Make You Go Into Debt?

As you may already know, I’ve been debt free since 2008. Honestly, it’s one of the best feelings in the world. After I mailed in that last payment to Sallie Mae, I didn’t want to borrow money ever again. I despise debt so much that I don’t even want to take out a mortgage for a [...]

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Menu Plan Money: Back in the Kitchen Edition

You’ve probably noticed I haven’t posted a menu plan in a while. Well, it’s hard for me to publicly say what I’m gonna cook when I have zero intentions of cooking anything. In the last month or so, I’ve fired up my oven exactly once. I might’ve made some grits. Wait. Nope. Those were microwaved. [...]

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40 Things You Don’t Know About Me: Shawanda Greene

Like every personal finance blogger, there’s more to me than skin, bones, muscle, mucus, and money. I’m a dynamic human being. Over the years, I’ve tried to insert a little piece of me into every one of my writings, but You Have More Than You Think isn’t one of those hyper personal blogs where I [...]

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Childless Professionals – The New Minority

As a single, currently childless, woman, it bugs me that motherhood is a lifestyle choice that warrants special treatment in the workplace. Child rearing is an important job. I was a child once. I understand. Had my mother not carefully watched over me, I would’ve been hit by a car or killed by an asthma [...]

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Is Discrimination Ever Okay?

A few days ago, I read an eye-opening LearnVest post titled 11 Things Hiring Managers Won’t Tell You. The article exposes the discriminatory practices companies use to weed out job candidates. Married Women of Childbearing Age These sneaky tactics employed by hiring professionals are disgusting. Yet, I found myself relating to one manager who engages in unethical, not [...]

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Are Reality Television Stars Paid Too Much?

I’m super pumped to talk about two of my favorite subjects: Money and Reality Television Stars In an article I read on Yahoo, Pauly D Lawsuit Reveals Jersey Shore Pay, I learned the reality star stands to earn over $2 million for Season 6 of the show. Amazingly, that figure doesn’t include fees he’ll receive for reunion [...]

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